Our Team
Luke Graham
Chief Executive Officer
12540 Broadwell Rd., # 1202
Milton, GA 30004
lgraham@encinacapital.com
(678) 682-3647
John Thomas
President & Chief Risk Officer
12540 Broadwell Rd., # 1202
Milton, GA 30004
jthomas@encinacapital.com
(678) 682-3644
Bob Kennedy
Chief Financial Officer
Eric James, CRCM
Managing Director, Operations & Compliance
101 Merritt 7, Suite 300
Norwalk, CT 06851
ejames@encinacapital.com
(203) 653-8625
Dan Avnir
Managing Director
101 Merritt 7, Suite 300
Norwalk, CT 06851
davnir@encinacapital.com
(646) 326-7690
Michael Brown
Senior Analyst
12540 Broadwell Rd., # 1202
Milton, GA 30004
mbrown@encinacapital.com
(770) 674-4451
Edward Chang
Managing Director, Head of Portfolio Management
Jessica Ernst
Portfolio Manager
Nicholas Fallon
Associate
Janani Sharma
Managing Director, Underwriting
Sandy Hom
Managing Director, Underwriting
Jeff Karlsson, CFA
Vice President, Risk
Julie Meade
Managing Director, Underwriting
Brian Fulton
VP, Operations
101 Merritt 7, #300
Norwalk, CT 06851
bfulton@encinacapital.com
(203) 653-8618
Read Bio
Angelo Monzon
Vice President, Finance
Janet Riccard
Director, Operations
12540 Broadwell Rd., #1202
Milton, GA 30004
jriccard@encinacapital.com
(678) 682-3646
Denise Richardson
Collateral Analyst