Our Team

Luke Graham
Chief Executive Officer
982 Canton Street, Suite 200
Roswell, GA 30075
lgraham@encinacapital.com
(678) 682-3647

Tom Davidson
Partner

John Thomas
President & Chief Risk Officer
982 Canton Street, Suite 200
Roswell, GA 30075
jthomas@encinacapital.com
(678) 682-3644


Bob Kennedy
Chief Financial Officer
301 Merritt 7
Norwalk, CT 06851
bkennedy@encinacapital.com
(203) 653-8628

Sandy Hom
Managing Director – Underwriting
301 Merritt 7
Norwalk, CT 06851
shom@encinacapital.com
(203) 653-8636

Janani Sharma
Managing Director – Underwriting
301 Merritt 7
Norwalk, CT 06851
jsharma@encinacapital.com
(203) 653-8644

Julie Meade
Managing Director – Underwriting
301 Merritt 7
Norwalk, CT 06851
jmeade@encinacapital.com
(203) 653-8614

Alex Knowland
Vice President, Capital Markets & Client Services
982 Canton Street, Suite 200
Roswell, GA, 30075
aknowland@encinacapital.com
(502) 381-5731

Eric White
Financial Analyst
301 Merritt 7
Norwalk, CT 06851
ewhite@encinacapital.com
(203) 653-8617

Eric James, CRCM
Managing Director – Operations & Compliance
301 Merritt 7
Norwalk, CT 06851
ejames@encinacapital.com
(203) 653-8625

Denise K. Richardson
Collateral Analyst
982 Canton Street, Suite 200
Roswell, GA 30075
drichardson@encinacapital.com
(678) 404-7817

Janet Riccard
Director, Operations
982 Canton Street, Suite 200
Roswell, GA 30075
jriccard@encinacapital.com
(678) 682-3646

Brian Fulton
AVP, Operations
301 Merritt 7
Norwalk, CT 06851
bfulton@encinacapital.com
(203) 653-8618