Our Team
Edward Chang
Chief Executive Officer
12540 Broadwell Rd., #1202
Milton, GA 30004
echang@encinacapital.com
214-336-1389
John Thomas
President & Chief Operating Officer
12540 Broadwell Rd., # 1202
Milton, GA 30004
jthomas@encinacapital.com
(678) 682-3644
Bob Kennedy
Chief Financial Officer
383 Main Avenue
Suite 706
Norwalk, CT 06852
bkennedy@encinacapital.com
(203) 653-8628
Eric James, CRCM
Managing Director, Operations & Compliance
383 Main Avenue
Suite 706
Norwalk, CT 06852
ejames@encinacapital.com
(203) 653-8625
Dan Avnir
Managing Director
383 Main Avenue
Suite 706
Norwalk, CT 06852
davnir@encinacapital.com
(646) 326-7690
Michael Brown
Vice President
12540 Broadwell Rd., # 1202
Milton, GA 30004
mbrown@encinacapital.com
(770) 674-4451
Jessica Ernst
Portfolio Manager
Nicholas Fallon
Assistant Vice President
12540 Broadwell Rd., #1202
Milton, GA 30004
nfallon@encinacapital.com
502-471-8333
Sandy Hom
Managing Director, Underwriting
383 Main Avenue
Suite 706
Norwalk, CT 06852
shom@encinacapital.com
(203) 653-8636
Mark Kassis
Managing Director & Head of Risk Management, Commercial Vertical
Bill Laird
Head of Risk Management - Consumer Vertical
Dave Mattei
Managing Director, Funding Strategy
Julie Meade
Managing Director, Underwriting
Janani Sharma
Managing Director, Underwriting
383 Main Avenue
Suite 706
Norwalk, CT 06852
jsharma@encinacapital.com
(203) 653-8644
Brian White
Loan Syndications
383 Main Avenue
Suite 706
Norwalk, CT 06852
bwhite@encinacapital.com
(516) 314-7241
Brian Fulton
Vice President, Operations
383 Main Avenue
Suite 706
Norwalk, CT 06852
bfulton@encinacapital.com
(203) 653-8618
Read Bio
Angelo Monzon
Vice President, Finance
Janet Riccard
Director, Operations
12540 Broadwell Rd., #1202
Milton, GA 30004
jriccard@encinacapital.com
(678) 682-3646
Denise Richardson
Collateral Analyst
Stephanie Locke
Collateral Analyst
12540 Broadwell Rd., #1202
Milton, GA 30004
slocke@encinacapital.com