Edward Chang

Edward Chang

< Back to Team Edward Chang Ed is a 20-year finance veteran that began his career with Citigroup’s debt capital markets team in London, covering European financial institutions. Ed also spent 15 years with Wells Fargo Capital Finance including 12 years in its...
Denise Richardson

Denise Richardson

< Back to Team Denise Richardson Denise has been in the Asset Based Lending industry for over 20 years. She brings a wealth of knowledge to her position. She has held positions as Operations Manager and Collateral Analyst. She enjoys challenges and is committed to...
Dan Avnir

Dan Avnir

< Back to Team Dan Avnir Dan’s career includes 20+ years of investment banking and corporate finance experience where he has held various leadership roles in business development, capital markets, and operations. Prior to joining Encina Lender Finance, Dan spent...
Michael Brown

Michael Brown

< Back to Team Michael Brown Michael’s career includes 6 years of FP&A and Business Operations experience. Throughout his career, Michael has gained a broadened skillset in financial modeling, data visualization / financial analysis, report automation and...
Brian Fulton

Brian Fulton

< Back to Team Brian Fulton Brian Fulton has over 21 years of operations and project management experience with Structured Financial Products. Before joining Encina in 2019, he worked for 9 years at BlackRock and then 12 years at GE Capital, including 8 years as a...